Savings Account Rates

Savings Products	Description	Rate	APY	Effective Date
Greater Savings1,*	Minimum Balance of $2,500 required to earn interest	0.65%	0.65%	08/12/11
	$100.00 minimum required to waive monthly fee
Statement Savings Accounts1,2,*	Minimum of $25.00 to earn interest	0.05%	0.05%	12/10/09
	Holiday Club**    ($1.00 Opening Balance)	0.25%	0.25%	11/04/11
Signature Savings 1,2,*	Minimum Balance $0 - $999	0.05%	0.05%	04/01/11
	Minimum Balance $1,000 +	0.15%	0.15%	08/12/11

 

Notations:
1 All rates are subject to change without notice.
2 Opening Balance of $10.00. Minimum Daily Balance of $25.00 required to earn interest.
APY Annual Percentage Yield.
* Fees may reduce the earnings on the account.
** A penalty may be imposed for early withdrawal.

***Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make by mail or at a branch.