Money Market Account Rates

Money Market Products Description Rate APY Effective Date
Money Market   Average Balance from $1,000 - $24,999 0.05%   0.05% 04/01/11 
  Average Balance from $25,000 + 0.10%  0.10%   04/01/11
         
Greater Hudson Money Market   Average Balance from $0 - $99,999  .60%  .60% 01/04/13
  Average Balance from $100,000 and up  0.05%   0.05% 02/10/12 

Notations:
1 All rates are subject to change without notice.
APY Annual Percentage Yield.
* Fees may reduce the earnings on the account.
** A penalty may be imposed for early withdrawal.

***Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make by mail or at a branch.