| Money Market Products | Description | Rate | APY | Effective Date |
| Money Market | Average Balance from $1,000 - $24,999 | 0.05% | 0.05% | 04/01/11 |
| Average Balance from $25,000 + | 0.10% | 0.10% | 04/01/11 | |
| Greater Hudson Money Market | Average Balance from $0 - $99,999 | .60% | .60% | 01/04/13 |
| Average Balance from $100,000 and up | 0.05% | 0.05% | 02/10/12 |
Notations:
1 All rates are subject to change without notice.
APY Annual Percentage Yield.
* Fees may reduce the earnings on the account.
** A penalty may be imposed for early withdrawal.
***Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make by mail or at a branch.