|Money Market Products 1,2,3,5||Description||Rate||APY||Effective Date|
|Money Market 4||Average Daily Balance from $1,000 - $24,999.99||0.05%||0.05%||04/01/11|
|Average Daily Balance from $25,000 +||0.10%||0.10%||04/01/11|
|Greater Hudson Money Market||Average Daily Balance from $0 - $99,999.99||.60%||.60%||01/04/13|
|Average Daily Balance from $100,000 and up||0.05%||0.05%||02/10/12|
Notations: APY Annual Percentage Yield.
1 Advertised rate is effective on the date indicated.
2 Fees may reduce the earnings on the account.
3 A penalty may be imposed for early withdrawal
4 No interest will be earned on balances below $1,000.00
5 Transaction limits apply. Under federal regulations you are allowed up to six preauthorized withdrawals per monthly statement cycle including telephone, or electronic transfers. There is no limit on deposits or the number of withdrawals you can make by mail or at a branch.