Consumer Deposit Rates

Checking, Savings, Money Market and Certificates of Deposit

Consumer Deposit Rates are effective as of March 24, 2014

 Relationship Checking Account 1,2,3  

Tier

Banking Relationship

Rate

APY

 Tier 1

Banking Relationship of $100,000 or less 

 .05%

 .05%

 Tier 2

Savings, Money Market, and CD Relationship Bal. >$100,000

 .25%

.25% 

 Tier 3

Loan Relationship Balances >$100,00

 .50%

 .50%

 Tier 4

Deposit and Loan Relationship Balances > $150,000 

.75% 

 .75%

 

 

 

 

 

 

 

 

 

 Savings Accounts 1,2,4,6

Product Description Rate APY
Greater Gold Savings Minimum Balance of $1,000 to earn interest (must maintain Greater Hudson Checking Account) 0.55% 0.55%
Greater Savings Minimum Balance of $2,500 required to earn interest 0.40% 0.40%
Statement Savings Minimum of $25.00 to earn interest 0.05% 0.05%
Signature Savings Minimum Balance $25.00 - $999.99 0.05% 0.05%
  Minimum Balance $1,000 +  0.15% 0.15% 
Youth Savings No minimum to earn interest 0.80% 0.80%

 

 

 

 

 

 

 

 

 

 

 Money Market Accounts 1,2,4,6  

Product Desciption Rate APY
Money Market 5 Average Daily Balance from $1,000 - $24,999.99 0.05% 0.05%
  Average Daily Balance from $25,000 + 0.10% 0.10%
Greater Hudson Money Market Average Daily Balance from $0 - $99,999.99     0.60% 0.60%
  Average Daily Balance from $100,000 and up                                     0.05% 0.05%

 

 

 

 

 

 

 

 

 

 

 

 Certificate of Deposit Accounts (Minimum balance of $500) 1,2,4

Term   Rate APY
1 Month Based on 30 Days Cycle   0.05% 0.05%
3 Months   0.30% 0.30%
6 Months   0.35% 0.35%
9 Months   0.40% 0.40%
12 Months   0.50% 0.50%
18 Months   0.60% 0.60%
24 Months   0.70% 0.70%
24 Months (with Checking Account)   0.90% 0.90%
36 Months   1.19% 1.20%
48 Months   1.39% 1.40%
60+ Months   1.49% 1.50%

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Notations:

APY Annual Percentage Yield.
1. Advertised rate is effective on the date indicated at the top.
2. Fees may reduce the earnings on the account.
3. Rate Index 1,2,3,4 is earned on balances up to $75,000 and any amount over $75,000 will earn Rate Index 1. 
4. A Penalty may be impose for early withdrawal. 
5. No interest will be earned on balances below $1,000.00   
6. Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make by mail or at a branch.